Mortgage Blog

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Category: Mortgage (14 posts)

June 17-2026 - Federal Reserve issues FOMC statement

June 17-2026 - Federal Reserve issues FOMC statement

June 17, 2026 | Posted by: New Horizons Lending

The Federal Open Market Committee approved the following statement for relea ...

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Rising Everyday Costs and Your Mortgage Approval: What Buyers Should Know in 2026

Rising Everyday Costs and Your Mortgage Approval: What Buyers Should Know in 2026

June 4, 2026 | Posted by: New Horizons Lending

For many homebuyers in 2026, the biggest question is not simply, "Can I get approved for a mortgage?" It is, "Can I get approved and still feel comfortable with the payment?" That distinction m ...

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Can You Comfortably Afford a Mortgage If Your Income Changes? A 2026 Homebuyer Readiness Guide

Can You Comfortably Afford a Mortgage If Your Income Changes? A 2026 Homebuyer Readiness Guide

May 28, 2026 | Posted by: New Horizons Lending

Buying a home is not only about qualifying for a mortgage. It is about feeling confident that the payment will still work if life changes after closing. A new job, reduced hours, lost overtime, a co ...

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New Construction in 2026: Could Builder Inventory Be the Affordability Opening Buyers Are Missing?

New Construction in 2026: Could Builder Inventory Be the Affordability Opening Buyers Are Missing?

May 11, 2026 | Posted by: New Horizons Lending

If you are trying to buy a home in 2026, you may feel like every headline is working against you. Mortgage rates are still higher than many buyers hoped, home prices remain a challenge in many mar ...

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April, 29, 2026 - Federal Reserve issues FOMC statement

April, 29, 2026 - Federal Reserve issues FOMC statement

April 29, 2026 | Posted by: New Horizons Lending

Recent indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, on average, and the unemployment rate has been little changed in re ...

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March 18-2026 - Federal Reserve issues FOMC statement

March 18-2026 - Federal Reserve issues FOMC statement

March 18, 2026 | Posted by: New Horizons Lending

Available indicators suggest that economic activity has been expanding at a ...

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March Inflation Report and Mortgage Rates

March Inflation Report and Mortgage Rates

March 9, 2026 | Posted by: New Horizons Lending

If you are planning to buy a home, refinance, or simply watch the market more closely this spring, the March inflation report is one of the biggest dates on the calendar. That is because inflat ...

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March 2026 Fed Meeting, Mortgage Rate Lock Guide

March 2026 Fed Meeting, Mortgage Rate Lock Guide

February 24, 2026 | Posted by: New Horizons Lending

If you are planning to buy a home this spring, or you are thinking about refinancing, the calendar matters. The Federal Reserve's next scheduled meeting is March 17 to 18, 2026, and rate expectations ...

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2026 Conforming Loan Limits, What It Means for You

2026 Conforming Loan Limits, What It Means for You

February 10, 2026 | Posted by: New Horizons Lending

2026 Conforming Loan Limits Are Higher, Here Is What That Means for Your Buying Power and Monthly Payment If you have been shopping for a home in the last couple of years, you have probably heard ...

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Jan 28-2026 - Federal Reserve issues FOMC statement

Jan 28-2026 - Federal Reserve issues FOMC statement

January 29, 2026 | Posted by: New Horizons Lending

Available indicators suggest that economic activity has been expanding at a solid pace. Job gains have remained low, and the unemplo ...

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Jobs Report vs CPI, Which One Moves Mortgage Rates More for Homeowners?

Jobs Report vs CPI, Which One Moves Mortgage Rates More for Homeowners?

January 13, 2026 | Posted by: New Horizons Lending

If you follow mortgage rate headlines, you have probably noticed something confusing. Some days rates move after an inflation report. Other days they shift after a jobs report, even when the Federal R ...

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Why Homes Are Still Expensive Even as Inflation Eases

Why Homes Are Still Expensive Even as Inflation Eases

December 23, 2025 | Posted by: New Horizons Lending

Many U.S. homeowners and buyers expected housing costs to come down once inflation started to cool. Instead, home prices and monthly payments remain stubbornly high across much of the country. This di ...

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Fed Rate Cuts, Why Mortgage Rates Are Not Falling Faster

Fed Rate Cuts, Why Mortgage Rates Are Not Falling Faster

December 15, 2025 | Posted by: New Horizons Lending

When the Federal Reserve announces a rate cut, homeowners naturally expect mortgage rates to drop right away. Headlines often make it sound simple, the Fed cuts rates, borrowing gets cheaper, and mont ...

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Dec 10-2025 - Federal Reserve issues FOMC statement

Dec 10-2025 - Federal Reserve issues FOMC statement

December 10, 2025 | Posted by: New Horizons Lending

Available indicators suggest that economic activity has been expanding at a ...

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