Mortgage Blog
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50-Year Mortgages? Here’s What You Need to Know
November 11, 2025 | Posted by: New Horizons Lending
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs. A New Idea: 5 ...
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Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
November 8, 2025 | Posted by: New Horizons Lending
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify. What ...
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What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
November 6, 2025 | Posted by: New Horizons Lending
Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s ...
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What Documents Do You Need for a Self-Employed Mortgage in Texas?
November 3, 2025 | Posted by: New Horizons Lending
Wondering what paperwork you need for a self-employed mortgage in Texas? This guide breaks down the exact documents to help you get started with confidence. What Documents Do You Need for a Self-Empl ...
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What Is the Minimum Credit Score for TSAHC in Texas?
October 31, 2025 | Posted by: New Horizons Lending
Learn about income limits, education requirements, and how TSAHC grants or deferred loans can help you buy a home with New Horizons Lending What Is the Minimum Credit Score for TSAHC in Texas? If yo ...
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5 Mistakes Self-Employed Buyers Make When Applying for a Mortgage
October 29, 2025 | Posted by: New Horizons Lending
Self-employed in Texas? Avoid these 5 common mortgage mistakes that can delay or derail your home purchase and learn how to get approved faster. 5 Mistakes Self-Employed Buyers Make When Applying for ...
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Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
October 22, 2025 | Posted by: New Horizons Lending
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next. Rates Still Near ...
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Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
October 15, 2025 | Posted by: New Horizons Lending
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeowners ...
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Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
October 10, 2025 | Posted by: New Horizons Lending
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow ra ...
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From City Dweller to Landowner: Financing Tips for First-Time Hobby Farmers in San Antonio
October 2, 2025 | Posted by: New Horizons Lending
Ready to trade city life for a San Antonio hobby farm? Explore financing tips, zoning rules, and smart steps with New Horizons Lending. Dreaming of trading traffic on I-35 for wide-open skies and the ...
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