Renovation Mortgage Loans

Home Renovation Loans

Some homes come with charm, others come with projects. Renovation loans make it possible to buy a home that needs work or update the home you already have by rolling the cost of repairs directly into your mortgage. Instead of paying for upgrades out of pocket or managing multiple loans, everything is included in one mortgage with one monthly payment.

How Renovation Loans Work
A renovation loan allows you to combine the purchase of a property and the cost of approved repairs into a single mortgage. This gives you the freedom to choose a home that may need improvements while keeping your financing simple, predictable, and streamlined.

What You Can Use It For
Renovation financing can cover cosmetic upgrades, major repairs, safety improvements, system replacements, layout changes, and modernization of older homes. Whether you’re customizing your new space or bringing a property up to program standards, renovation financing gives you room to transform the home into what you need.

Programs Available
We offer renovation loan options through FHA, VA, and USDA programs. Each program comes with unique guidelines and benefits, and we help you determine which option makes the most sense for your budget, your goals, and the property you’re working with.

Why Homebuyers Choose Renovation Loans
Renovation loans simplify the process by keeping everything under one mortgage. There’s no large upfront repair expense, no separate loan to manage, and no need to delay improvements. It’s an ideal solution for buyers who want to personalize a home, update an older property, or address required repairs without stretching their budget.

Call or email today for more details!