Recent Articles
Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know
Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.
Published on 06/20/2025
The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers
The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.
Published on 06/13/2025
Top Texas Counties for Starting a Hobby Farm (and How to Finance It)
Top Texas counties for hobby farms plus how to get a hobby farm loan with help from Helotes-based New Horizons Lending.
Published on 06/10/2025
Why Now Might Be the Best Time in Years to Buy a Home (Seriously)
The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.
Published on 06/04/2025
The Secret Every Successful Home Seller Knows (But Most Miss)
Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: It’s not just about price.
Published on 05/28/2025
Texas Housing Programs for Public Servants: Your 2025 Guide from New Horizons Lending
Teachers, police, nurses & more—see if you qualify for Texas homebuyer programs.
Published on 05/23/2025
April 2025 Housing Market Update: A Shift That Favors Buyers
Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.
Published on 05/23/2025
Why a Home Inspection Is a Must for Homebuyers
Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.
Published on 05/14/2025
Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.
Published on 05/07/2025
Mortgage Solutions for Self-Employed Buyers in San Antonio
Self-employed and buying a home in San Antonio? New Horizons Lending offers flexible mortgage options like bank statement loans and non-QM programs to help you qualify with confidence.
Published on 04/30/2025
March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.
Published on 04/30/2025
Why the Housing Market Isn't Crashing in 2025
Discover why the housing market isn’t crashing in 2025—and why now might still be a smart time to buy. Learn about market stability, lending trends, and how equity protects today’s homeowners.
Published on 04/23/2025
How Are Property Taxes Calculated? Here’s What Homebuyers Should Know
Learn how property taxes are calculated, what factors impact them (like land value and zoning potential), and how to budget smart as a homebuyer in 2025.
Published on 04/16/2025
Southern Housing Markets Offer New Opportunities for Homebuyers
Explore how southern U.S. cities like Miami and Memphis are becoming more accessible to homebuyers due to increased inventories and price reductions.?
Published on 04/09/2025
How Employment History Affects Mortgage Approval with a Low Credit Score in Schertz, Texas
Learn how your employment history can impact mortgage approval with a low credit score in Schertz, TX.
Published on 04/08/2025
How to Improve Your Credit Score Before Applying for a Mortgage in Seguin, Texas
Boost your credit score and secure a mortgage in Seguin, TX! Learn expert tips and explore FHA, VA, and USDA loan options with New Horizons Lending.
Published on 04/04/2025
Townhomes: A Smart Solution for Today's First-Time Homebuyers
Discover why townhomes are becoming a popular choice for first-time homebuyers, offering affordability, low maintenance, and community amenities in today's housing market.
Published on 04/02/2025
Why Waiting to Buy a Home Could Cost You
Waiting to buy a home in today’s market could cost you more in the long run. Learn why acting now—despite mortgage rates—might be the smartest move for future homeowners.
Published on 03/26/2025
Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers
Mortgage rates have dropped to their lowest levels since December, making homeownership more affordable. Learn what this means for buyers and sellers in today’s market.
Published on 03/19/2025
Fixed-Rate vs. Adjustable-Rate Mortgages: Which is Best for Schertz, Texas Homebuyers?
Fixed vs. adjustable-rate mortgage in Schertz, TX—learn the differences and find the best loan for you with New Horizons Lending.
Published on 03/14/2025