Recent Articles

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Housing Market Confusing? Here’s Why You’re Hearing Mixed Messages

Confused by the housing market? You're not alone. Here's why the market feels hot and cold at the same time—and what it means for you as a homebuyer.

Published on 07/30/2025

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How Freelancers Can Get Pre-Approved for a Mortgage in Texas (Even Without Tax Returns)

Freelancer in Texas? Learn how to get pre-approved for a mortgage without tax returns. Explore bank statements and 1099 loan options tailored for self-employed homebuyers.

Published on 07/29/2025

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5 Mistakes Self-Employed Buyers Make When Applying for a Mortgage in Texas

Self-employed in Texas? Avoid these 5 common mortgage mistakes freelancers, contractors, and entrepreneurs make when buying a home.

Published on 07/23/2025

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Could Removing Capital Gains Taxes on Home Sales Revive the Housing Market?

A new proposal suggests removing capital gains taxes on primary home sales to boost the housing market. Here’s what it could mean for homeowners and buyers.

Published on 07/23/2025

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Game-Changer: Credit Scores Just Got Rewritten

A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.

Published on 07/16/2025

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Should You Buy a Home Before Your Divorce is Final? Here’s What to Know

Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.

Published on 07/08/2025

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How ITIN Loans Help Build Credit & Equity in San Antonio

Buying a home with an ITIN loan in San Antonio? Discover how it can grow your credit and build long-term wealth.

Published on 07/07/2025

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Don’t Wait to Raise Your Score: How to Get Approved for a San Antonio Home at 550

Meta description: Low credit? No problem. Discover how to get approved for a San Antonio home loan with a 550 score.

Published on 07/02/2025

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Why Homeownership Is Still Worth It—Even Beyond the Finances

From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.

Published on 06/25/2025

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Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know

Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.

Published on 06/20/2025

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The Real Estate Rule That Just Got Repealed—And Why It’s a Big Win for Buyers

The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.

Published on 06/13/2025

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Top Texas Counties for Starting a Hobby Farm (and How to Finance It)

Top Texas counties for hobby farms plus how to get a hobby farm loan with help from Helotes-based New Horizons Lending.

Published on 06/10/2025

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Why Now Might Be the Best Time in Years to Buy a Home (Seriously)

The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.

Published on 06/04/2025

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The Secret Every Successful Home Seller Knows (But Most Miss)

Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: It’s not just about price.

Published on 05/28/2025

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Texas Housing Programs for Public Servants: Your 2025 Guide from New Horizons Lending

Teachers, police, nurses & more—see if you qualify for Texas homebuyer programs.

Published on 05/23/2025

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April 2025 Housing Market Update: A Shift That Favors Buyers

Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.

Published on 05/23/2025

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Why a Home Inspection Is a Must for Homebuyers

Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.

Published on 05/14/2025

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Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It

Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.

Published on 05/07/2025

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Mortgage Solutions for Self-Employed Buyers in San Antonio

Self-employed and buying a home in San Antonio? New Horizons Lending offers flexible mortgage options like bank statement loans and non-QM programs to help you qualify with confidence.

Published on 04/30/2025

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March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers

March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.

Published on 04/30/2025