Recent Articles
April 2025 Housing Market Update: A Shift That Favors Buyers
Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.
Published on 05/23/2025
Why a Home Inspection Is a Must for Homebuyers
Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.
Published on 05/14/2025
Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.
Published on 05/07/2025
Mortgage Solutions for Self-Employed Buyers in San Antonio
Self-employed and buying a home in San Antonio? New Horizons Lending offers flexible mortgage options like bank statement loans and non-QM programs to help you qualify with confidence.
Published on 04/30/2025
March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.
Published on 04/30/2025
Why the Housing Market Isn't Crashing in 2025
Discover why the housing market isn’t crashing in 2025—and why now might still be a smart time to buy. Learn about market stability, lending trends, and how equity protects today’s homeowners.
Published on 04/23/2025
How Are Property Taxes Calculated? Here’s What Homebuyers Should Know
Learn how property taxes are calculated, what factors impact them (like land value and zoning potential), and how to budget smart as a homebuyer in 2025.
Published on 04/16/2025
Southern Housing Markets Offer New Opportunities for Homebuyers
Explore how southern U.S. cities like Miami and Memphis are becoming more accessible to homebuyers due to increased inventories and price reductions.?
Published on 04/09/2025
How Employment History Affects Mortgage Approval with a Low Credit Score in Schertz, Texas
Learn how your employment history can impact mortgage approval with a low credit score in Schertz, TX.
Published on 04/08/2025
How to Improve Your Credit Score Before Applying for a Mortgage in Seguin, Texas
Boost your credit score and secure a mortgage in Seguin, TX! Learn expert tips and explore FHA, VA, and USDA loan options with New Horizons Lending.
Published on 04/04/2025
Townhomes: A Smart Solution for Today's First-Time Homebuyers
Discover why townhomes are becoming a popular choice for first-time homebuyers, offering affordability, low maintenance, and community amenities in today's housing market.
Published on 04/02/2025
Why Waiting to Buy a Home Could Cost You
Waiting to buy a home in today’s market could cost you more in the long run. Learn why acting now—despite mortgage rates—might be the smartest move for future homeowners.
Published on 03/26/2025
Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers
Mortgage rates have dropped to their lowest levels since December, making homeownership more affordable. Learn what this means for buyers and sellers in today’s market.
Published on 03/19/2025
Fixed-Rate vs. Adjustable-Rate Mortgages: Which is Best for Schertz, Texas Homebuyers?
Fixed vs. adjustable-rate mortgage in Schertz, TX—learn the differences and find the best loan for you with New Horizons Lending.
Published on 03/14/2025
How to Buy a Home Withouta Social Security Number in Texas
Learn how to buy a home in Texas without a Social SecurityNumber using an ITIN mortgage loan.
Published on 03/12/2025
Selling Your Home? What You Need to Know About Capital Gains Taxes
Learn how capital gains taxes work when selling your home and how to reduce what you owe. Consult a tax professional for personalized advice.
Published on 03/12/2025
Why Now Is the Time to Apply for a Mortgage
Mortgage demand is surging as rates drop. Don’t wait—now’s the time to apply and lock in your opportunity before competition heats up.
Published on 03/05/2025
How Much Home Can You Afford with an FHA Loan in San Antonio, TX?
Discover how much home you can afford with an FHA loan in San Antonio, TX. Learn about FHA loan limits, income requirements, and mortgage affordability.
Published on 02/28/2025
Mortgage Rates Hit 4-Month Lows: What This Means for You
Mortgage rates have dropped to a 4-month low, creating new opportunities for homebuyers and homeowners looking to refinance. Learn how to take advantage of lower rates today.
Published on 02/26/2025
USDA vs. Conventional Loans: Which Is Best for Your Texas Hobby Farm?
Explore financing options for your Texas hobby farm with New Horizons Lending.
Published on 02/22/2025