Blog - New Horizons Lending

Mortgage Solutions for Self-Employed Buyers in San Antonio

Self-employed and buying a home in San Antonio? New Horizons Lending offers flexible mortgage options like bank statement loans and non-QM programs to help you qualify with confidence.

Published on 04/30/2025

March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers

March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.

Published on 04/30/2025

Why the Housing Market Isn't Crashing in 2025

Discover why the housing market isn’t crashing in 2025—and why now might still be a smart time to buy. Learn about market stability, lending trends, and how equity protects today’s homeowners.

Published on 04/23/2025

How Are Property Taxes Calculated? Here’s What Homebuyers Should Know

Learn how property taxes are calculated, what factors impact them (like land value and zoning potential), and how to budget smart as a homebuyer in 2025.

Published on 04/16/2025

Southern Housing Markets Offer New Opportunities for Homebuyers

Explore how southern U.S. cities like Miami and Memphis are becoming more accessible to homebuyers due to increased inventories and price reductions.?

Published on 04/09/2025

How Employment History Affects Mortgage Approval with a Low Credit Score in Schertz, Texas

Learn how your employment history can impact mortgage approval with a low credit score in Schertz, TX.

Published on 04/08/2025

How to Improve Your Credit Score Before Applying for a Mortgage in Seguin, Texas

Boost your credit score and secure a mortgage in Seguin, TX! Learn expert tips and explore FHA, VA, and USDA loan options with New Horizons Lending.

Published on 04/04/2025

Townhomes: A Smart Solution for Today's First-Time Homebuyers

Discover why townhomes are becoming a popular choice for first-time homebuyers, offering affordability, low maintenance, and community amenities in today's housing market.

Published on 04/02/2025

Why Waiting to Buy a Home Could Cost You

Waiting to buy a home in today’s market could cost you more in the long run. Learn why acting now—despite mortgage rates—might be the smartest move for future homeowners.

Published on 03/26/2025

Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers

Mortgage rates have dropped to their lowest levels since December, making homeownership more affordable. Learn what this means for buyers and sellers in today’s market.

Published on 03/19/2025

Fixed-Rate vs. Adjustable-Rate Mortgages: Which is Best for Schertz, Texas Homebuyers?

Fixed vs. adjustable-rate mortgage in Schertz, TX—learn the differences and find the best loan for you with New Horizons Lending.

Published on 03/14/2025

How to Buy a Home Withouta Social Security Number in Texas

Learn how to buy a home in Texas without a Social SecurityNumber using an ITIN mortgage loan.

Published on 03/12/2025

Selling Your Home? What You Need to Know About Capital Gains Taxes

Learn how capital gains taxes work when selling your home and how to reduce what you owe. Consult a tax professional for personalized advice.

Published on 03/12/2025

Why Now Is the Time to Apply for a Mortgage

Mortgage demand is surging as rates drop. Don’t wait—now’s the time to apply and lock in your opportunity before competition heats up.

Published on 03/05/2025

How Much Home Can You Afford with an FHA Loan in San Antonio, TX?

Discover how much home you can afford with an FHA loan in San Antonio, TX. Learn about FHA loan limits, income requirements, and mortgage affordability.

Published on 02/28/2025

Mortgage Rates Hit 4-Month Lows: What This Means for You

Mortgage rates have dropped to a 4-month low, creating new opportunities for homebuyers and homeowners looking to refinance. Learn how to take advantage of lower rates today.

Published on 02/26/2025