Top Texas Counties for Starting a Hobby Farm (and How to Finance It)

Dreaming of wide open spaces, fresh eggs in the morning, or maybe a few goats in the pasture? You're not alone. More Texans are trading city life for small-scale farming dreams—and hobby farms are at the heart of it all. At New Horizons Lending, we specialize in helping aspiring landowners secure ahobbyfarmloan that fits their budget and long-term goals. Based in Helotes, we proudly serve all of Texas, from the Hill Country to East Texas and everywhere in between.

If you're looking to plant roots and need help deciding where to start your hobby farm, here are our top picks for counties in Texas, each with unique perks for beginner farmers.

1. Bandera County – For Hill Country Charm and Small-Town Community

Just a short drive from our office in Helotes, Bandera County offers rolling hills, affordable land parcels, and a welcoming rural vibe. Known as the "Cowboy Capital of the World," it's ideal for livestock lovers or those who want to grow a little of everything. The proximity to San Antonio makes it a great balance of rural living and city access.

Why it works for a hobby farm loan:

Land here often meets USDA eligibility requirements, making it a solid choice for first-time land buyers using a USDA orconventionalhobbyfarmloan.

2. Gonzales County – For Fertile Soil and Rich Farming History

If you're serious about growing fruits, vegetables, or raising chickens, Gonzales County is a hidden gem. With nutrient-rich soil and a long agricultural legacy, it's a fantastic spot for farm-to-table operations or weekend farming.

Financing tip:

We’re especially excited about assisting clients in securing their hobby farm loans right here. Our partnership with USDA-backed financing has made this possible, especially given its rural designation and welcoming loan conditions.

3. Fayette County – For a Blend of Culture and Countryside

Nestled between Houston and Austin, Fayette County combines small-town life with accessibility to big cities. It's home to picturesque pastures, antique fairs, and strong local food networks.

Why it stands out:

This is a great location for part-time farmers or retirees looking for a slower pace and community-oriented living. A hobby farm loan is perfect to purchase small-acreage properties here for weekend retreats and sustainable homesteads.

4. Wise County – For North Texas Acreage and Growth Potential

Located northwest of Fort Worth, Wise County is gaining popularity with families and individuals looking to leave city congestion behind. It offers ample acreage, supportive zoning laws, and room to grow.

Financing insights:

Whether you're seekingUSDAoptions or a conventionalhobbyfarmloan, Wise County's mix of affordability and expansion potential makes it a smart investment.

5. Lavaca County – For Peace, Privacy, and Affordability

If you're craving peace, privacy, and budget-friendly land, Lavaca County deserves a look. It's a quiet spot with minimal development and strong ties to traditional farming values.

Why we recommend it:

Lower land prices can make it easier to qualify for a hobby farm loan, especially if you're working with a tighter budget or want to keep your mortgage payments low.

Ready to Start Your Hobby Farm Journey?

Wherever you choose to settle down in the Lone Star State,NewHorizonsLending is here to guide you every step of the way. We specialize in hobby farm loans that help Texans turn rural dreams into reality, from our home base in Helotes to every corner of this great state.

Have questions aboutUSDA vs. conventional financing? Want to know how much land you can afford? Let's talk.